Home insurance/ Hazard insurance?

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technically, there is. "hazard insurance" mortgage talk insurance on building, against stuff going wrong.

cheapest way "hazard insurance" on homeowners policy, packages 6 different coverages together. need buy 1 of them, if try buy 1 without other five, cost more buying package.

is there difference between these two...i looking @ home mortgage , think pay hazard insurance , home insurance...i looked online , didnt seem there isn difference between them? im trying lower mortgagae payment thats why im asking:)


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