What should I do?? Should I call the creditor?

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have payment due on 27th , know won't able make it. it's 502 dollars. called , tried "work out" husband lost job , we're going through financial hardship (not mention had baby too). creditor said couldn't have not missed payment yet. i'm not sure why couldn't help. time getting closer , know won't able make payment. i'm not trying avoid creditor, want pay if it's 50.00. don't know if should go ahead , call , look, you're not getting payment month or should do??

want know if go several months without paying (b/c may reoccuring) long keep communication open, still call job?

i have payment due on 27th , know won't able make it. it's 502 dollars. called , tried "work out" husband lost job , we're going through financial hardship (not mention had baby too). creditor said they...


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