The best Pet Insurance?
know confusing when shopping pet insurance. there many information out there , cause case of information overload.
no pet insurance same , need find 1 tailors cat's need. have careful when choosing because insurance company place low cap on reimbursement though paying higher premiums. have low deductibles not cover illness or low coverage accidents , diagnosis. many insurance companies not cover pre existing conditions.
cannot recommend 1 stood out rest because cat needs might different need.
however, there site lot of , useful reviews on insurance available can into.
http://www.petinsurancereview.com/
http://www.pet-insurance-info.com
guidelines:-
how old pet? best time purchase pet health insurance policy when pet young. pet health problems happen in last 2 years of pet's life. so, younger pet is, better
breed prone medical problems? while policy premiums not based on breed, hereditary conditions excluded.
instance, persian cats prone polycystic kidney disease (pkd). can still buy pet insurance persian; don't surprised if fails cover related issues (some pet insurance policies may cover this, check provider make sure before buy).
pet sick? pet insurance providers won't cover pre-existing conditions. however, if can prove pet had condition has been cured, may covered.
can choose own veterinarian? many pet owners, vet choice key, , reason. pet insurance companies require use veterinarians on own network. others don't. always, check provider regarding choice of veterinarian.
pet's lifestyle? if dog or cat spends of time outdoors, increase his/her risk of illness or injury.
covered? many pet owners purchase pet health insurance policies protect high cost of future medical problems. others want regular pet care such annual physical exams , routine checkups , cleanings.
advised standard pet insurance policies cover catastrophic accidents , illnesses. routine vet visits tend come add-ons and/or riders.
state live in? if searching on internet pet health insurance, need check this. because provider business online doesn't mean services state.
check insurance company's track record
every state in u.s. has insurance commissioner. if insurance company considering has had legal/ethical issues should cause concern, insurance commissioner's office in state or province should know it. check them before buy.
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