I need help with home insurance?

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depends on type of home buying.

if buying house mortgage company going care house covered. regular homeowners policies come personal property/contents coverage, , it's want anyway.

dwelling policies don't have include contents coverage, coverage not broad homeowners policy. price can higher or lower homeowners, depending upon companies you're getting quotes from.

recommend regular homeowners policy. definitely.

if buying condo or townhouse mortgage company may require proof association covers building, or may require carry own unitowner policy cover parts of building association doesn't. varies lender lender, should unitowner policy regardless. these policies come @ least personal property coverage, , can add more.

in both cases may required carry separate flood insurance, hurricane insurance, earthquake insurance. depends on state in live, exclusions on homeowners policies , requirements of lender.

luck!

which insurance required when buying home? building , contents both required?


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