Is primerica financial services any good?

opened roth ira 3 years ago. representative ask questions evaluate market risk , objectives. information, he/she recommend mutual funds you. he/she must give prospectus, booklet contain information mutual fund. he/she should tell difference between "a" shares vs "b" shares, tell letter of intent is, concept of dollar cost averaging, sales charge breakpoints, , other relevant information.

lately, stock market been going down. people lost money. in reality, didn't lose or gain money until withdraw money investments. me, see big advantage ordinary investor stuck fix income. since price of mutual funds shares low, people can buy more shares. invest $333/month , don't know when price of these shares high or low. investing every month long period of time, lower average cost of shares.

if want facts pfs in regards investments, here are:
1) have on 25,000 registered representatives, making primerica largest mutual fund sales force in north america.
2) clients have $40 billion in assets under management through primerica
3) have won dalbar service award in mutual funds past 5 years. http://www.dalbar.com
4) offer many mutual funds different companies such legg mason partners, van kampen, fidelity, american fund funds, , on.

i'm opening ira them can give me input in company

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