What's the best method for finding the absolute lowest rate on a 30-yr fixed mortgage?

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go directly website of local banks, credit unions or retail lenders such countrywide, b of or wells fargo (aahh).

steer clear of mortgage brokers unless know in business willing waive closing cost fees.

by should put stock in customer service....the big 3 mentioned have horrendous customer service records. lack of customer service can put in foreclosure situation don't deserve.

research on company choose. blogging wells fargo have found tons of complaints of payments supposedly not received , homeowners in foreclosure not warranted due lack of competent customer service.

best of luck

we have lots of cash on hand , great credit. don't put lot of value on customer service, or care if our loan sold. want great deal. other combing rates on bankrate.com, there method out there capitalize on our strong financial position?


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